Utah Mortgage Man and Citywide Home Loans


Bruce Warburton, specializing in mortgage purchase and refinance loans, is a successful 20 year veteran in the housing market.

FIRST TIME Homebuyer

Loan Programs

FHA > VA > Conventional

USDA > CHFA > Jumbo

203(k) > Construction

Are you a first time home buyer and wondering where to start? Are you curious to know how much of a home you can qualify to buy? Are you wondering what your options for down payments are? Do you have more questions than answers?

Contact the Mortgage Man, Bruce Warburton at Citywide Home Loans, your first time home buyer expert! Bruce is an experienced loan officer with over two decades of experience in the Real Estate business. With Bruce at Citywide, you will be guided through all the necessary steps to get you qualified to be a first time home buyer, identify all of the different price points, pitfalls, and go over all of the first time home buyer special options that you could qualify for so you can live your dream of being a homeowner.

Call Bruce today and get your dream of home ownership started now!

Office: (801) 713-3580

Mobile:(801) 337-2298

In-House Processing. In-House Underwriting. In-House Closing. In-House Funding.


Bruce is such an amazing guy! He always goes above and beyond what is required of him all the time! Day or night! He is very knowledgeable about everything! He is easy to relate to and quick with response! We was recommended to him through a friend and I would send any of my family or friends to him!! This guy deserves a raise!

-Roosevelt, UT

Bruce and his team at Citywide Home Loans have been the most amazing team of people to work with. Our situation seemed impossible, with a heaping mound of student loan debt that seemed to be the single reason we could not be approved, the team at Citywide worked with us and gave us hope. Bruce provided honest feedback, encouragement and kind words. Our work was cut out for us in this process, but with the help of the Citywide we were given honest answers, quick responses, and realistic tasks and together their team made our dreams come true

– Monica Tallakson

I have worked with Bruce on a refinance and a new home purchase. Bruce is definitely my go to mortgage guy! I’m old fashioned I guess and I believe having a loan officer who I can trust and rely on and who actually thinks about what’s in mine and my families best interest is extremely important. It didn’t matter how busy he was or what time of night I sent an email, text or left a msg I would get a response pretty immediate. Even if it was a “I’m on the other line, I’ll call you right back.” That shows how much he cares about his clientele.

-Billy and Shar

Mortgage Calculator


Loan Officer


Office Hours

Monday - Friday 8:00 a.m. - 6:00 p.m.


UT-278339 • Corporate - 67180 • CA - DBO278339


1513 N Hill Field Rd #1, Layton, UT 84041


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Equal Housing Lender

(866) 437-0200 • Corporate NMLS # 61780 • Regulated by the Division of Real Estate • Information is subject to change without notice. All prices are indications only. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Please contact the Loan Officer listed above for more information.

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